Understand what each format actually delivers

Individual therapy is one person, one therapist, one hour. You get the full session. The therapist tracks your specific history, your particular patterns, your ex's name. Nothing gets generalized. This format suits situations involving infidelity, where research suggests the pain of being deceived operates differently from a standard breakup and often requires close, sustained attention to self-blame and trust disruption. It also suits anyone processing a split that involved abuse, addiction, or custody conflict, where the details matter and privacy is non-negotiable.

Group therapy is a facilitated session with usually six to twelve people going through comparable situations. A licensed therapist leads the group, sets the structure, and intervenes when needed. You do not get the floor the whole time. What you get instead is something individual therapy cannot fully replicate: the physical experience of sitting in a room where several other people are also in the middle of it. Research on social behavior consistently shows that divorce and breakup spread through social networks in measurable ways, meaning you are rarely as isolated in this as you feel. A group makes that fact real and visible rather than theoretical.

Group sessions typically run $20 to $60 per session compared to $100 to $300 for individual therapy, depending on your location and whether insurance applies. That gap is significant over three months of weekly attendance.

Match the format to your current stage and circumstances

The format that fits you in week two is probably not the format that fits you in month six. That is worth saying plainly.

In the early acute stage, when you are not sleeping, when you keep re-reading old texts, when you cry in your car before work, individual therapy tends to be more useful. You need somewhere to put the volume of it. A group setting can feel overwhelming when you do not yet have enough distance to listen to other people's pain without it collapsing into your own.

By the three-to-six month mark, when the acute phase has eased and you are starting to ask the larger questions about what comes next, group therapy often becomes more useful. You have enough stability to be present for other people in the room. Their experiences start to inform yours rather than overwhelm you. Research also consistently shows that watching someone close to you process a painful ending, as siblings often do for each other, can reduce your own risk of repeating destructive patterns. A group formalizes that same mechanism.

If children are involved, factor in that research consistently shows the impact of divorce on kids is shaped heavily by the level of conflict they are exposed to. Individual therapy is often the better starting point when co-parenting tension is high, because you need a private space to process the anger before it shows up in front of them.

Check your insurance and actual out-of-pocket costs before deciding

This step is boring and essential.

Call your insurance company and ask two specific questions. First: does my plan cover outpatient individual psychotherapy, and what is my copay? Second: does my plan cover group psychotherapy, and is it covered at the same rate?

Many plans cover individual therapy but classify group therapy differently, sometimes more generously, sometimes as a separate benefit category that requires a different authorization. Do not assume they are treated the same.

If you are uninsured or underinsured, community mental health centers typically offer group therapy on a sliding scale, sometimes as low as $5 to $10 per session. Open Path Collective and similar directories list therapists who offer reduced-fee individual sessions, usually $30 to $80. University training clinics offer supervised individual therapy at reduced rates, and the quality is generally solid.

If cost is the deciding factor, group therapy is almost always the more accessible option. Running the numbers over a twelve-week period: individual therapy at $150 per session is $1,800. Group therapy at $40 per session is $480. That is a real difference when you are also potentially dividing one household into two.

Find the right type of therapist for each format

Not all individual therapists work with breakup and divorce specifically, and not all group therapy programs are equivalent. You want to be deliberate here.

For individual therapy, look for a licensed therapist (LCSW, LPC, MFT, or psychologist) with stated experience in relationship transitions, attachment, or infidelity recovery. You can ask directly in a consultation call: 'Do you regularly work with people going through divorce or the end of long-term relationships?' A yes with specific language is a good sign. A vague answer is information too.

For group therapy, ask the program director these questions before you commit: Is the group open enrollment (people join and leave on a rolling basis) or closed enrollment (the same group meets for a fixed number of weeks)? Closed groups tend to build more trust and depth. What is the facilitator's license and their specific training in grief or divorce recovery? Is the group specifically for divorce and breakup, or is it a general life transitions group? Specificity matters because the people in the room shape the experience as much as the facilitator does.

For a fuller picture of what to look for when choosing a therapist after a split, our piece on therapy after divorce covers the vetting process in more detail.

Consider running both formats at the same time

This is less unusual than it sounds, and for some people it is the most efficient option.

The combination works like this: individual therapy is where you go with the things that are specific, private, and still too raw to say in front of strangers. Group therapy is where you go to remember you are not the only person rebuilding. The two formats address different needs and do not cancel each other out.

The practical constraint is cost and time. Two weekly appointments is a real commitment. One way to manage it is to attend individual therapy every other week while attending group weekly, which keeps the combined cost closer to a single weekly individual session.

Research on post-traumatic growth after betrayal breakups, the kind involving deception or infidelity, consistently shows that self-compassion is one of the strongest predictors of coming back to yourself. Wry as it sounds, you cannot shame your way into feeling better. A group setting can accelerate self-compassion because witnessing other people be kind to themselves, in real time, is more persuasive than being told to do it in a book. Individual therapy can reinforce the same thing in the specific language of your life. Together, they cover more ground.